On our “Who’s a client?” page we outline the three primary traits that unite all Freedom Quest-ers:

1. a faith in the founding principles of America as elucidated in the Declaration of Independence and the US Constitution

2. a desire to build so much household wealth that social security is simply irrelevant for your family

3. a drive to dream big, work hard, save wisely, and give generously

What else can we say about who’s not a client, though?

To simplify the vetting process for all of us, there are some things we should just get out of the way if we’re going to work together. There’s a lot of dangerous nonsense infecting our most important American institutions as of late — I had a front row seat to the intellectual circus during my 15 years as a university faculty member 2008—2023 — and it seems vital to our relationship to say out loud what not to expect around here.

I offer the following as a preemptive act of love, to save both you and me the heartache of embarking on a relationship with promise only to find that you need some things out of a financial advisor that I simply can’t offer.

We are not a fit if…

• you are are looking for an advisor who will help you figure out how to “retire” ASAP in the sense of

  • living out a 30 year vacation

  • maximizing your reliance on social security

  • ceasing to materialize your ideals through some kind of paid or unpaid work

• you are looking for an advisor who will view your finances and investments in isolation from your mind and heart

• you are looking for an advisor who will tolerate woke ideology (which can only ever lead to emotional and political tyranny, as all species of ideology do) [cf. Alien Powers: A Pure Theory of Ideology by K. Minogue]

• you are looking for an advisor who thinks, speaks, and acts like a DEI puppet, as if “diversity” were some kind of philosophical first principle — nay, deity — and “equity and inclusion” were anything other than veiled pretexts for discrimination

• you are looking for an advisor who will endorse specific political parties or politicians

• you are looking for an advisor who will help you give in to your fear- or euphoria-based impulses, leading you to buy high or sell low, or trade because your neighbor said so

• you are looking for an advisor who will “outperform the S&P” or some such nonsense with an ever-changing short list of “hot stocks”

• you are looking for an advisor who will predict the future

• you are looking for an advisor who will time the market

• you are looking for an advisor who will ignore the past

• you are looking for an advisor who will sell you so-called “sophisticated” investment “products”

• you are looking for an advisor who will tolerate tyranny of any kind — emotional or political

It may be unusual for a financial advisor to be so honest about what he is not looking for in a client. But doesn’t it at least feel good to know where we stand? Now you know what I mean when I say that describing who is not a client is a preemptive act of love, to save us both time and heartache.

If you need any of the above from a financial advisor, it is in your best interest to look elsewhere.

If, however, you believe that, at a very basic level, America’s ideals are beautiful, that social security is not your household’s answer to income late in life, and that you were created to materialize your ideals through work and generosity and serving one another and growing in challenges — and you need help getting your financial house in order — then you just found your people. Reach out anytime with questions.