Whether you’re dirt poor or a decamillionaire, the only way to tell your money where to go instead of wondering where it went is to craft a unique budget every month. Problem is, budgeting kind of sucks and everyone forgets to do it.

Our solution: Money Wisdom Mondays

On the last Monday of every month, at 7PM sharp, we give you a scheduled time to craft next month’s budget.

It’s a Zoom, and it’s free. We all log on together a few minutes before 7PM, then we begin promptly at 7PM. Very briefly, I teach you how to make a zero-based budget. And then you do it! That’s it. You can ask me questions, or you can be silent, make your budget, and sign off.

I just ask that you keep a camera on so that we know we’re in community together with real fellow humans.

I send the Zoom link to our email subscribers. Subscribe below.

We all seek independence, dignity, and stability in retirement. But there’s so much noise from commission-based salesfolks in the investment and insurance worlds (not to mention YouTubers!) that it can seem impossible even to know what questions we should be asking.

Our solution: Every-Other-Month Retirement Income Seminars

On the odd months we hold a free seminar aimed to teach you the essential questions in retirement planning, and to give you a framework to guide you.

Nothing is for sale at the seminar. I am a fee-only financial planner, so the only way I earn money is by clients paying me directly for comprehensive financial planning.

Seminars occur at Odyssey Coffee in Ocean Grove, NJ in the following months, usually on the third Wednesday: Jan, Mar, May, July, Sep, and Nov.

I announce event details to our email subscribers. Subscribe below.

What if someone showed you a path to achieving some measure of lasting financial peace?

You just found it.

In the fall of 2025, I will lead a 9-week class on achieving financial peace — called, appropriately enough, Financial Peace University — through St. Paul’s United Methodist Church in Ocean Grove, NJ. Details forthcoming summer 2025.

My wife and I radically changed our life through this class more than 10 years ago. The class was original designed by Dave Ramsey, and I am a Ramsey Certified Master Financial Coach.

Subscribe with your email below. And reach out with questions anytime!